Credit card surcharging, while legal in some regions, is heavily restricted by card brands. An important restriction is that debit-capable credit cards, including branded gift cards, cannot be surcharged. This is enforced with fines per violation. SpeedLine cannot detect debit-capable credit cards before they're surcharged. Therefore, we do not recommend setting up credit card surcharging. An option is to create Visa Debit, MasterCard Debit, Visa Gift, and MasterCard Gift tender types and configure them without the surcharge and ask the cardholder if their card is a debit or gift card, and if so, select the appropriate tender type. For online ordering, an option is to always use the non-surcharged tender types noted above.
To set up duplicate tender types, follow the instructions below:
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Important For more information about merchant surcharging rules, refer to the Merchant Surcharging Guide in Store Manager's Doc Viewer tab. |
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Warning Please refer to your merchant agreement and the laws that apply to your region before proceeding. As the merchant you are responsible for all penalties imposed by card brands. |
To Add Credit and Gift Card Tender Types
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Caution To avoid possible problems with existing tickets, do not make changes to tender type settings during the day. Changes are best made after running day end, or before making sales the next day. |
1.Under the Settings tab, go to Money, then 
Tender Types .
2.Under the General tab, click Add.
3.Enter the name for the new tender type.
4.In the Button Caption field, type the name of the tender type as you want it to appear on a Terminal button.
5.Select the options for the selected tender type that apply. Click the settings in the image below to see a description of each.
6.Click the Display Order buttons 
below the Tender Type list to change the display order of the tender type buttons on the Terminal Tender screen.
7.Under the Card Information tab, change the card's information settings as required. For detailed instructions on how to perform this step, click here.
8.If setting up a card payment type that will be integrated with SpeedLine, enter the Card Processing settings.
9.Complete steps 1 through 8 for applicable debit-capable credit cards, including branded gift cards, such as:
a.Visa Debit
b.MasterCard Debit
c.Visa Gift
d.MasterCard Gift
10.On the Edit menu, click Save Changes.
11.Refresh Terminal to implement your new settings.
12.When a cardholder presents you with their payment, you will need to ask if their card is a debit or gift card, and if so, you must select the appropriate tender type.
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Note For online ordering, you are recommended to always use the non-surcharged tender types noted in step 6. |
See also:
•Create Foreign Currency Tender Button
